Home loan for construction?

Home loan for construction?

My Dad retired from job last year and building a house. Unfortunately the cost is exceeding his budget by Rs. 7 lacs approx. I am a salaried employee with a decent package to make myself eligible for home loan. My queries: 1)Can I get a home loan for the construction even though the Land/House is on my dad’s name. 2)If it is mandatory to get the house in my name then what steps do i have to take to avoid huge transfer expenses. Thanks in advance.

Related :

My Dad retired from job last year and building a house. Unfortunately the cost is exceeding his budget by Rs. 7 lacs approx. I am a salaried employee with a decent package to make myself eligible for home loan. My queries: 1)Can I get a home loan for the construction even though the Land/House is on my dad’s name. 2)If it is mandatory to get the house in my name then what steps do i have to take to avoid huge transfer expenses. Thanks in advance.

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Taxes bankruptcy / reaffirm?
I recently filed bankruptcy chapter 7, my sister and her family resides in the house I soley own in gEORGIA which was included in the bankruptcy and I live in N.Y. I was wondering if I don’t reaffirm with the first and second mortgage companies and my sister continues to stay current with both mortagages would the mortgage company continue to pay the property taxes as they have done in the past. Also would I still be able to claim the house on my taxes like I have done in the past as a rental property claiming the repairs and taxes since its listed on my bankruptcy. These are my concerns, the reason I chose not to reaffirm is because in case she stop paying a year or 3 years from now, I wouldn’t be able to file for bankruptcy for another 10 years. I am trying to improve my credit since filing for bankruptcy. One day I’ll like to own and live in my own home or condo, which would take years due to my bankruptcy. Could any one answer these questions. Thank you””
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How does a credit card work?
exactly how does a credit card work?im buying stuff and i wonder if i can pay it off, little by little each month.is that possible or do I have to pay it all at one time?””
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What is bank indebtedness?
the definition when a company uses its operating line of credit to cover cash shortfalls and overdraws its bank account
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Can you file bankruptcy (chapter 7) on judgement on medical bills in the state of Indiana?

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If you owe on online casino money can they destroy your credit?
I owe about 4k to online casino (which is illegal from what I understand). But I don’t think they have my SSN or DOB. Can they report me or hurt my credit?
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How do I get my ex girlfriend off my mortgage w/o refi?
We lived togeather for a few years, bought a house, and now broke up…. I NEED her off my Morgtgage she lived there for only 6 months and made 1/2 of 6 payments, now she has a lawyer and they are trying to get me to sell through the court, I’M NOT SEILLING WITH HER ON THE MORTGAGE GET HER OFF THEN SELL! HELP!!!!!””
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Can a football (soccer) player on loan play against his home club?
For example, I believe Jo is on loan from Man City to Everton. Can he play against Man City on behalf of Everton?””
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What do i need to qualify for payday loan assistance?

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What is the best excuse to dispute a late payment that happen years ago? This affected my FICO score?
A few years ago I did not have enough money to pay my student loan and they ultimately report me to the creditors. I had good credit and always paid my bills on time. I recently did a credit report and found out that this affect my score. Is there a good excuse I can use that they can forgive my delinquent account. Since then I have had an excellent score… very close to 800 I need a good excuse.
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How Does a Payday Loan Application Actually Get Processed?
I don’t use payday loans as a rule, but I am in a jam. I go to any cash advance site, fill out the information, THEN I get directed to yet another site to fill out the SAME information…and it keeps on going to different loan sites and nothing gets processed. Does anyone know why this is?? THANKS IN ADVANCE!””
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Can you load up a Kay Jeweler’s credit card and use it on their web site?
I was approved for $300 credit with Kay Jeweler’s but I want to buy something from their web site that is more. Is it possible for me to walk into the store and put money out of my pocket onto the card so I can use it online? So I’ll have the $300 pre-approved credit, plus the $500 I put on it to make $800. Does it work like that? I need to make my purchase tomorrow and am short $300 until next week. So basically, can you actually load up the Kay’s card like a credit card, then use the credit you put on it to pay for something on their web site? And I don’t have a credit card, so this is my only option. Unless I can use the $300 credit on that card plus my own money to buy a gift card to redeem online?””
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I need a loan now. please help. i have no money upfront but can pay the loan back?
ok i really need to borrow money from someone who does not charge up front fees. so if you do charge them don’t contact me. i am trying to pay 1200 to the hospital. thank you
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If I check my credit score?
If I check my credit score and someone else is going to be checking my credit score will this allow him to not be able to do so?
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“”Where can I get a loan in Cork, Ireland?””
I am currently living in Cork, Ireland and want to find an easy loan option somewhere local where I can get an easy loan. Any online sites? Thanks!””
“”
How will buying a home as a co-signer affect my credit?
My step father is buying a home and has asked me to co-sign on the loan with him. My current credit score is 719. He says, You can co-sign on the loan with me for the first year””
“”
Student credit card advice?
I am thinking of applying for a student credit card but not sure what the best one would be. Anyone have/had a student credit card that worked well for them? I’ve received applications in the mail for the Discover student credit card but want to know if anyone thinks there’s a better card out there for students. Thanks :)
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“”My net take home monthly salary is 42,000. How much home loan can i get?””
i have no other loans and my age is 25. Considering these things, upto how much loan amount can i get?””
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Just served with a judgment on a credit card. how will they get me to pay this?
Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?””
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Do you know any good auto loan for a 677 credit score?
Hi guys, I am in need of a car. I am going to buy a used car from a private seller. I need to know any auto loans to pay my private seller off and make payments. Do you know any? You can give me a website or even local places that can show me auto loans. Thanks!””
“”
How will getting a six figure job after chapter 7 bankruptcy affect me?
I am currently unemployed and have gotten the ball rolling on filing chapter 7 bankruptcy, signing the papers next week, and just found out I’m being considered for a six figure job. Would I be fine if accept the job offer after the filling of the petition if my pay and work will not begin until after the creditor meeting? I have a limited time window to accept the offer but then their is a good deal more time and paperwork that has to take place before I even start working or getting paid. So to sum it up: I sign my papers to file the petition Wednesday, accept the job Thursday, go to the creditor meeting in about a month, then start working shortly after that? Do you think this would be ok and why? Thank you””
“”
How do I hide gambling losses from my wife?
Ive been a gambler for many years now but lately I cant seem to stop myself. Ive been playing a lot of online poker and maxed out all my credit cards. It got so bad I had to take out a second mortgage on my house. My wife doesn’t know about my problem and it has been getting harder and harder to keep it from her. I had to lie to her about losing my car because I can no longer afford the monthly payments. She hates to do finances and I always handle them. Which is why I managed to hide it this long. Basically, I’m worried she will find out and leave me but I love her so much I cant bare to lose her..””
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How can I build up my credit?
I’m 18 years old, straight our of high school, and make a great wage, but I’m unable to get a credit card because I have no credit history? What are some easy ways to build up my credit rating? Thanks””
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“”There are so many mortgage lenders, how do I find the best rate without messing up my credit rating?””
I also should have said that I have asked a handful of lenders already if I can provide them with a copy of my credit report instead of them asking for it, and they have all said THEY need to request it directly. Is this an unusual policy, and should I automatically avoid lenders who do this? One of them was my bank, Bank of America, so I assume they are trustworthy…””
“Home loan for construction?

My Dad retired from job last year and building a house. Unfortunately the cost is exceeding his budget by Rs. 7 lacs approx. I am a salaried employee with a decent package to make myself eligible for home loan. My queries: 1)Can I get a home loan for the construction even though the Land/House is on my dad’s name. 2)If it is mandatory to get the house in my name then what steps do i have to take to avoid huge transfer expenses. Thanks in advance.

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Amigo loans help!!!there going to end us?
ALSO if you have nothing useful to say dont comment !!!!!!!!
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How can a minor get their credit report?
I am only 17 but I think my real mom is using my social. I cant get my report online anywhere and its making me mad. Anyone know of a good way to clear it fast??
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Where Can I Get A free Credit Report?
Id love to know my credit and Ive heard we can get a free credit report somewhere?
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How long will a collection agency contact you before they report to credit bureau?
OK, here it is in a nutshell. We have about 4 collection agencies contacting us wanting their money. We have no problem making payments to pay them off. As of right now they are not on our credit report. And we really don’t want them on our credit. SO…..my question is How long will they contact us before they just report it on our credit and/or if you set up payments will they still show up? 1. Old cable bill 2. online payday loan 3. closed bank account (due to overdrafts from online loan) Thanks for any help.””
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Capital One Platinum Credit Card?
link: capitalone.com/credit-cards/platinum/ Looking for a first time credit card. I have limited to no credit history, I am no longer a student. Looking to build good credit history. So far this is my best option. First off: Any one have experience with this card? Second: I don’t want to pay the annual fee $19 on the 2nd year with the card. My goal would be to find a new card with better rewards, assuming I have better credit history at that time and then cancel this card before the annual fee goes in place. doable? Any advise would be great, thank you””
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Auto loan was not approved… I may have to turn the car back in within a week?
— I did not buy my insurance from the dealership. I insured it through Allstate. — I shouldn’t say new car. It was a certified pre-owned vehicle with few minor scratches on it… No dents whatsoever. — I was buying everything cash/debit for the past ten years. Therefore, I lack a credit history… hence the not approved””””””””””
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What are some good debt consolidation companies?
I just recently pulled my credit report and have some charge off’s that I would really like to pay off in order to increase my credit score. I am very concerned with companies that try to scam you and you end up paying more in the end. I got myself into some trouble in college with opening up accounts and of course, not being able to pay them off. Now that I am in the working world I am looking for a good, reputable company to go with so that I can take care of some of the debt that I have as well as increase my credit score so that I am able to get better interest rates. Any suggestions would be greatly appreciated. I have spoken with creditsolutions.com and I am a little apprehensive because I am not sure if they are reputable and don’t want to sign on the dotted line yet without knowing the good ones from the bad.””
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Can i get an auto loan without having any credit?
How do I do this ? I’m 19, and have a job making $400-$500 a week. What can I do ?””
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Why can’t I get any credit?
My credit score is 728, I’ve had a credit card for a year. Payed off every month except one, where I was $30 off, and it got payed this month. So I owe nothing, completely debt-free. Just checked my credit score to get the number above. Meanwhile, I’m trying to get more credit because I max out my current card almost every month (and pay it off!). I’ve gotten denied for a credit increase with my current card (Capital One), denied for a Paypal credit card, denied Paypal Bill Me Later credit, and denied a Walmart credit card. I was under the impression that 700 was a great credit score, and I have nothing outstanding on my credit report, why can’t I get more credit?””
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Can getting credit cards and paying them off immediately improve your credit score?
I read about this lady and her husband that had credit scores of about 500 each and they went out and got credit cards and would pay them off as soon as they used them and their scores increased 100 pts after 4 months of doing this. Can someone actually do that? And what are some ways to fix your credit score?
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What is the best company to order a credit report from?
I am looking to order a credit report..i already used true credit and was unhappy with the lack of length of time or when last payment was made or recorder(last communication with the creditor was not there. thanks
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“”Does anyone know about the drop the Payment”””” auto loan. Is it a scam or on the up and up?””””

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How to know credit score?
how to know the credit score
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Do gas cards help build credit?
Im 18 and trying to build my credit. I know all the dangers of credit cards but I’ve found it impossible to do hardly anything without credit. I have a phone through sprint that is in my name and I pay it on time. I’ve heard that will help my credit too. But I’ve been told the best way is a credit card. I applied for a Chase credit card and was denied for, of course, no established credit. When I asked around at work they mentioned a gas card will help as long as I pay it off quickly. Is this true and am I likely to be accepted? Thanks.””
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Does it make any sense to file chapter 7 bankruptcy if I am considered judgment proof. live on soc. sec. dis?
I have approx $25,000 in unsecured debt. I signed up withdebt mgmt co. and made 1 pmt and realized I couldnt keep up with pmts and it didnt make any sense, being that I could work out pmts with creditors on my own if I had the ability to pay which I do not. I have sent letters to all my creditors asking them to cease and desist with harassing phone calls. If I had the ability I would of course pay these debts off. I have tried to avoid bankruptcy thinking that I may somehow be able to find some type of work or income opportunity which would allow me to pay debts back.I have only wasted money on things I have tried. My question now to myself is perhaps it would be better to file bankruptcy and get these debts behind me also in the belief it would increase my credit score rather than take the chance of having to go to court and defend myself against any judgements that creditors might decide to do. What wud look best rgds my credit profile.Wud creditors even pursue in my case.””
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“Home loan for construction?

My Dad retired from job last year and building a house. Unfortunately the cost is exceeding his budget by Rs. 7 lacs approx. I am a salaried employee with a decent package to make myself eligible for home loan. My queries: 1)Can I get a home loan for the construction even though the Land/House is on my dad’s name. 2)If it is mandatory to get the house in my name then what steps do i have to take to avoid huge transfer expenses. Thanks in advance.

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Who is the lead singer in that commercial about creditreport.com?
I’m sorry. It’s freecreditreport.com
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Is there a free site to check your credit?

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“”Checked my credit score. I have excellent credit, but the Experian VantageScore has me as a B at 879? Confused””
The VantageScore has a range of 501–990, but the normal”””” credit score range is different — so what is my “”””normal”””” credit score? The points that lowered my score with Experian are “”””balances too low”””” on my mortgage (<$30"”
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I am from Canada. How do I obtain a free online credit report? Does anyone know any websites?
I am from Canada and would like to obtain a free online credit report. Most of the sites I go to either say FREE credit report”””” and then it turns out that it costs money or they ask for a state and zip code with no option for Canadian residents (province and postal code). Does anyone know any good sites for a Canadian to check her credit report for free?””””””
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Regarding Bankruptcy?
I am an auto mechanic and I need to file for bankruptcy. Will I lose my work tools if I file?
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Where can a medical (graduate) student get a mortgage?
I would like to take advantage of a foreclosure but don’t know where to get a mortgage. I can probably bring about 7,000 for a down payment. I have guaranteed loans for the next 4 years of med school. Credit score is 756.””
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How do I get an incorrect address removed from credit report?
I’m checking all 3 of my credit reports. Everything is accurate except for one of them has an address incorrect. I’ve never lived anywhere near that town. I clicked the dispute an item”””” button””
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How to check multiple car insurance quotes at once?
We are in Tacoma WA and currently have progressive as auto insurer and we want to know what is the best way to check multiple insurance quotes? We would prefer than credit is not checked so please suggest accordingly.
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What are some things you can do to increase your credit score?

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Loan for taxes?
Would it be possible to get a bank loan to pay off my income taxes?
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Anyone know any good places for loans without credit/bank account?

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Cashcall.com?
here’s the deal.me and my husband need 1500 before the end of this month but i can’t get it because i’m a fulltime college student and he’s the only one that works right now.i’ve heard of this cashcall place but we’re afraid we might not get approved because his credit is pretty bad.has anybody got a loan from them that had bad credit?
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Personal Loans From Small Loan Companies?
i have 3 loans out right now at 3 differant loan companies they are all very small under 300.00 and 1 of them is almost paid off.. is it possible that i can get another loan from somwhere else? im moving and need money for personal home items.. i have 3 children and there is no option to wait..im down to 25.00 and that isnt going to cut it.. so is there a limit as to how many loans you may have at once?
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My credit score with Equifax is 731 and with Transunion it’s 730. Tranunion says my credit is fair?
On my equifax credit report they state that I have very good credit and that I can qualify for any new loans or credit cards. On transunion they state that I have fair credit, and that I may have to pay a deposit to get a loan or credit card. I don’t get it the scores are almost identical but one CRA is reporting I have good credit and the other is reporting i’m fair ? Can anyone explain this a little more. My TU score is 730 and my EQ scre is 731.””
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What is the formula for estimating auto loan monthly payments with annual interest of 21%?

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How do real estate companies get mortages?
I was wondering if I should go to a mortage lender company, and have them help me because the way I understand it they are connected to many different lenders. However, if I go through a real estate company, century 21, prudential, do they have financing with only one company, or 2..or do they have a larger network? I don’t want to have to pull my credit a dozen times. I figured I should go to someone who can pull my credit once and run it but with a large group of lenders..does this make sense? Like when I went to get my car they pulled it and ran it through 30 different auto loan companies..does anyone have any idea as to what I should do? I will shop around, I just don’t want to shop to every person in my town. Thanks!””
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Understanding A Credit Report?
Need some help understanding please!!!!! I had a mortgage company run my credit for a possible loan for a home. A couple of credit cards that I have are suppose to report to all 3 bureaus, however, broker is is stating that they only show up on the Transunion but when I look at the actual report…in the TYPE/RATE VENDOR box, they show TRU 01 (EFX), what does the (EFX) mean? Does that mean that it only shows on the Transunion? Please help me understand. Thank you in advance.””
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Almost 40 and broke; Can you offer some sound advice?
I am almost at the big 4–0 and have been in denial the last twenty years it seems. I rent a small room in a house and I’m really frustrated about this living arrangement at my age. I’m about 40k in student loan debt, a car note, pay some household bills, and food. I make minimum wage. I don’t have any money to do anything else. I want to make a change but don’t know which direction is best and feel like I’m running out of time and options. I’d like to go back to school since I’m not making any real money with my current degree. That would be added debt plus added monthly expenses. However, I would be able to significantly increase my income in 3 or 4 years. But don’t know how I would pay bills and pay school expenses. If I forget about school and sell car, I can get my own place but still would be making same money which allows for almost no other expense other than the place and student loan repayment and a little food for the next fifteen years or so that it would take to pay off current student loans. Also I don’t have kids yet, I’d like to be a mom in the next year since I’m getting up there in age. However, how fair is it to get pregnant with my financial situation? But, it’s not really something I can put off either. Also, my immediate family lives in other states, so every year I have some traveling expenses to be able to see them. Any suggestions/advice on which direction to go?””
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#repost

“Home loan for construction?

My Dad retired from job last year and building a house. Unfortunately the cost is exceeding his budget by Rs. 7 lacs approx. I am a salaried employee with a decent package to make myself eligible for home loan. My queries: 1)Can I get a home loan for the construction even though the Land/House is on my dad’s name. 2)If it is mandatory to get the house in my name then what steps do i have to take to avoid huge transfer expenses. Thanks in advance.

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